10 Tips To Help You Get Very Cheap Car Insurance

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Use these 10 tips to help get yourself some very cheap car insurance.

1. Get Multiple Quotes

Comparison shopping is one of the best ways to save money on insurance and it's easy to do. By spending a few minutes filling out a form, you can instantly get multiple quotes for comparison. Often this can save yourself hundreds of dollars a year. Give it a try at Kanetix (Canadian? Click here instead) to see how much you can save.

2. Purchase a Vehicle With a High Safety Rating

Before you go shopping for a new vehicle, check out the insurance costs before you sign on the dotted line. Insurance companies adjust the rates they charge based on the safety ratings the vehicle has received. Vehicles with the highest safety ratings usually get very cheap car insurance rates. You can see which vehicles are rated top in their class for safety at the Insurance Institute for Highway Safety website.

3. Keep a Clean Driving Record

A bad driving record can quickly move you from having very cheap car insurance to very expensive car insurance. Speeding tickets and accidents could affect your insurance rates for several years after they occur. Try to take care when you're on the road and both your family and your wallet will thank you.

4. Raise Your Deductibles

A deductible is the amount you will have to pay out of your pocket if you file an insurance claim. So if you have a repair that will cost $2500 and you have a deductible of $500 you will have to pay $500 and your insurance company will cover the rest. By increasing your deductibles, you can usually save money on your insurance premiums.

5. Ask What Discounts Are Available

Sometimes you can get a discount on your car insurance if you have a college degree or you belong to certain groups or unions. Be sure to ask your insurance provider to see if they offer anything that might help get your premiums reduced.

6. Do You Really Need Collision Coverage For An Older Vehicle?

If you're car isn't worth much more than the deductible on your collision coverage, you may want to consider eliminating the collision coverage in your policy. Let's say your car is worth $1,200 and your collision deductible is $500, you will only receive $700 if you file a collision claim. It might not be worth paying to have that collision coverage anymore.

7. Keep a Good Credit Rating

It seems that insurance companies are checking credit ratings more and more lately. They argue that credit ratings are a predictor of driving habits. Often they will charge you more if you have a poor credit rating. Do your best to keep a good credit rating. It may help you with getting some very cheap car insurance.

8. Install An Anti-Theft Device

Putting all of your vehicles with one insurance company will usually help you get very cheap car insurance. Most insurance companies offer a discount when you buy coverage on multiple vehicles.

9. Insure Your Home and Vehicle With The Same Company

You can often get a package discount when you insure both your home and your vehicle with the same insurer.

10. Insure Multiple Vehicles With The Same Company

Putting all of your vehicles with one insurance company will usually help you reduce your insurance premiums. Most insurance companies offer a discount when you buy coverage on multiple vehicles.

And that concludes our ten tips to help you get very cheap car insurance. Give them a try today. Putting in a bit of time now using these tips could save you hundreds of dollars a year.

I invite you to read more about car insurance. Check out our most popular articles listed below, or you can see our complete list of car insurance articles here.

HOW TO GET THE BEST DEAL ON CAR INSURANCE

Get several instant quotes to compare from Kanetix. (Canadian? click here instead).

Fill out one form and will get you will instantly get several car insurance quotes to compare. It saves you the hassle of having to shop around yourself to see who is offering the best deals. Go to Kanetix now to get your free quotes today. (Canadian? click here instead).